About Us

Bethlehem Insurance AgencyHorwath Insurance Agency is located in downtown Bethlehem, Pennsylvania, central to serving Allentown, Easton, Whitehall and the Greater Lehigh Valley. We are committed to providing quality insurance products and establishing a strong relationship of mutual trust and service to each of our clients. We have been a trusted insurance Agency since 1960.

We offer personal attention, full-time professional service, competitive pricing, a broad range of insurance products to meet your needs. We are a family run agency. We have no annoying phone trees. With our Agency, one person will handle your entire account.

We sell car insurance, homeowners insurance, business insurance, contractors insurance and more. We are Authorized Agents for Erie Insurance, Progressive Insurance and Foremost Insurance.

An Independent Advantage

We are Independent Agents in Bethlehem, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Horwath Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.

December 2nd, 2016 by Horwath Insurance Agency